pdt rule is gone and i'm not sure it changes anything for me

So I read the guide here about how much you actually need to day trade now that the pattern day trader thing has been scrapped. Interesting read, and honestly the part that stuck with me wasn't the rule change at all, it was the bit where they say the regulator's answer and the market's answer are two different things, and only one of them decides if a small account survives. I'm a swing guy. I hold days to weeks, I check charts with coffee, I do not have six monitors and a heart condition. So the day trade counter never really bothered me. But there were times I'd open something and want to close it the same session because the reason for the trade evaporated by lunch, and in the back of my head there was always this vague "careful, that counts against you" feeling. Now apparently it doesn't count against anything. Two things I couldn't get straight from the guide: 1. Is there anything left on the broker side? The article is about the FINRA rule going away, but I assumed brokers can still set their own house rules on margin and equity. If my broker keeps their own minimum, then for me personally nothing changed at all, right? 2. The article's real argument seems to be that the costs of trading are a much bigger barrier for a small account than the old number ever was, and they've got a mountain of order book data behind that. Fair enough. But does that logic scale down to somebody like me who only puts on a handful of positions a month? My spread cost per trade is presumably identical to a day trader's, I just eat it far less often. Feels like the whole cost argument in that piece is aimed at people trading twenty times a day and doesn't say much to the rest of us. Not planning to become a day trader by the way. I like sleeping. Just trying to work out whether this is genuinely a big deal or whether it's a big deal only for the people who were already going to do it anyway.